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Benefit Plan Limits

Benefit Plan Limits and Thresholds

Pursuant to IRS Guidelines

On April 29, 2022 the IRS announced the 2023 Health Savings Account contribution limit and Excepted Benefit HRA increases within their release of Revenue Procedure 2022-24. On November 10, 2021 the IRS announced the 2022 tax-exclusion limits for FSA’s, Commuter Benefits and QSEHRA’s within their release of Revenue Procedure 2021-45.

Flexible Spending Accounts (FSAs) Benefit Plan Limits202220212022
Health FSA Max Election$2,850$2,750$2,750
Dependent Care FSA Max Election (married, filing jointly)$5,000$5,000$5,000
Health Savings Accounts (HSAs) Benefit Plan Limits202320232021
HDHP Min. Annual Deductible – Single$1,500$1,400$1,400
HDHP Min. Annual Deductible – Family$3,000$2,800$2,800
HDHP Out of Pocket Max – Single$7,500$7,050$7,000
HDHP Out of Pocket Max – Family$15,000$14,100$14,000
HSA Max Contribution Limit – Single$3,850$3,650$3,600
HSA Max Contribution Limit – Family$7,750$7,300$7,200
HSA Catch-Up Contribution Limit$1,000$1,000$1,000
Commuter Benefit Plan Limits202220212020
Qualified Parking$280/mo$270/mo$270/mo
Transit passes and van pool services (employer + employee)$280/mo$270/mo$270/mo
QSEHRA Limits (Maximum payments and reimbursementsreimb.)202220212020
Self-only$2,850$5,300$5,250
Family$11,050$10,700$10,600
Excepted Benefit HRA (EBHRA) Plan Limits202320222021
Maximum Benefit$1,950$1,800$1,800

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