Benefit Plan Limits

Pursuant to IRS Guidelines

Benefit Plan Limits and Thresholds

On May 10, 2021 the IRS announced 2022 Health Savings Account contribution limit and Excepted Benefit HRA increases within their release of Revenue Procedure 2021-25.

On November 10, 2021 the IRS announced the 2022 tax-exclusion limits for FSA’s, Commuter Benefits and QSEHRA’s within their release of Revenue Procedure 2021-45.

Flexible Spending Accounts (FSAs)

2022

2021

2020

Health FSA Max Election

$2,850

$2,750

$2,750

Dependent Care FSA Max Election (married, filing jointly)

$5,000

$5,000

$5,000

Health Savings Accounts (HSAs)

2022

2021

2020

HDHP Min. Annual Deductible – Single

$1,400

$1,400

$1,400

HDHP Min. Annual Deductible – Family

$2,800

$2,800

$2,800

HDHP Out of Pocket Max – Single

$7,050

$7,000

$6,900

HDHP Out of Pocket Max – Family

$14,100

$14,000

$13,800

HSA Max Contribution Limit – Single

$3,650

$3,600

$3,550

HSA Max Contribution Limit – Family

$7,300

$7,200

$7,100

HSA Catch-Up Contribution Limit

$1,000

$1,000

$1,000

Commuter Benefits

2022

2021

2020

Qualified Parking

$280/mo

$270/mo

$270/mo

Transit passes and van pool services (employer + employee)

$280/mo

$270/mo

$270/mo

QSEHRA Limits (Maximum payments and reimbursements)

2022

2021

2020

Self-only

$5,450

$5,300

$5,250

Family

$11,050

$10,700

$10,600

Excepted Benefit HRA (EBHRA)

2022

2021

2020

Maximum Benefit

$1800

$1800

$1800

Learn More

FSA

FSA

DCFSA

DCFSA

Limited Purpose FSA

Limited Purpose FSA

HSA

HSA

HRA

HRA

Commuter Transit Account

Commuter